History of Factoring Factoring is a word often incorrectly used synonymously with accounts receivable financing. In Europe, the term “factoring” has become the term for accounts receivable financing in general; but in the U.S., this term refers to a specialized form of financing that involves the actual transfer of the ownership of the receivable to the lender, more
See Also: The Dilemma of Financing a Start Up Company Lease Agreements Operating Lease Sale-and-Leaseback Lease Term Financing Lease Definition The financing lease definition, also known as a capital lease, is a method of deferred payment. If the lessee is willing to pay the additional cost of interest, then they can use a financing lease
See Also: 5 Cs of Credit What are the 7 Cs of banking Line of Credit Credit Rating Agencies How Important is Personal Credit in Negotiating a Commercial Loan? Dilemma of Financing a Start Up Company Improve Your Credit Score In another article, I told you about Chris’ dilemma with his poor credit score in
See Also: Angel Investor Categories of Banks Commercial Paper Common Stock Convertible Debt Instrument Venture Capital External Sources of Cash In another article, I told you about Sue and generating cash from sources within her business. I will not detail her entire story at this time, but will tell you that we were successful in
See Also: Define Leverage (Finance) Operating Leverage Long Term Debt to Total Asset Ratio Analysis Debt Ratio Analysis Equity Multiplier Definition The equity multiplier definition, also referred to as leverage of a company, is the amount of debt and other liabilities a firm has assumed as a percentage of the total assets on average throughout
See Also: Relationship with Your Lender Finding the Right Lender The Dilemma of Financing a Start-up Company Every Business has a Funding Source, Few have a Lender Angel Investor Due Diligence on Lenders I am sure all of you have applied for some type of a loan from some institution to be used for college,
See Also: Payment Terms Notes Payable Payroll Accounting PEO Arrangement Compared to Outsourcing Payroll Payback Period Method Down Payment Definition A down payment can be defined as an initial payment towards the financing of an expensive purchase. For individuals, this purchase is similar to a car or home. For businesses, however, this purchase could be
See Also: Sole Proprietorship C Corporation Limited Liability Company (LLC) General Partnership Core Satellite Portfolio Conglomerate Definition The conglomerate definition is a type of complex company which operates under several industries. It is also the combination of two or more corporations. Conglomerates are often used to manage several different companies as a means of diversification
See Also: Dispersion Capitalization Market Positioning Limited Partnership Mergers and Acquisitions Product Life Cycle Company Life Cycle Definition Broadly speaking, companies progress through a predictable series of phases called the company life cycle. The life cycle starts with the startup phase, moves into the rapid growth phase, followed by the maturity phase, and finally the
See Also: Commercial Paper Personal Credit for Commercial Loan How to Select Your Commercial Insurance Broker Commercial Agents Forensic Audit Investment Risk Commercial Risk Definition Commercial risk is defined as the risk a company takes by offering credit with no collateral. It is a common term in the business world. Any time a company offers credit, be
See Also: Bankers’ Language is Financial Jargon Finding the Right Lender Funding Source Versus Lender How to Manage Your Banking Relationship Interest Rate Is it Time to Find a New Bank? Commercial Bank Categories of Banks In another article, I told you the story about Robin’s company needing to perform due diligence on her lender.
See Also: Fixed Charge Coverage Ratio Analysis Bank Charge Open Account Accounting Controls Hold Harmless Credit Account Charge Account Definition A charge account, defined as an account in which a company can charge trade credit, is one of the most commonly used methods of financing around the world. Trade credit, when purchasing products from a
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